My Prosper IRR = (1.35)% | P2P Lending, Peer to Peer Lending, People to People Lending

My Prosper IRR is defined as:

Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late.

Current Account Value (used as interest earned in the last month) = $12,167.53

Current One Month or More Late Loan Values (used as monies added in last month) = $1,822.47

I use ProProsper to Calculate Prosper IRR. Excell’s XIRR function is also an option.

Current IRR = (1.27%)

DateModel IRRBest IRRAvg IRRAvg Loan Age1/31/0712.21%12.21%12.21%3/1/0712.86%12.86%12.86%4/1/073.33%13.66%8.49%5/1/073.57%14.04%8.81%6/1/07(0.38%)7/1/075.75%17.61%11.68%8/1/070.57%15.27%7.92%9/1/072.75%14.27%8.51%10/1/070.61%15.10%7.86%18311/1/07(0.57%)16.14%7.79%18712/1/071.32%16.48%8.9%1991/1/08(1.07%)14.18%6.55%2132/1/08(1.27%)15.52%7.12%2363/1/08(2.11%)13.06%5.47%2554/1/08(2.6%)14.37%5.88%2695/1/08(1.35%)15.30%6.98%288DateCash FlowReason7/7/06($200.00)Transfer To Prosper9/19/06($200.00)Transfer To Prosper10/10/06($200.00)Transfer To Prosper10/12/06($400.00)Transfer To Prosper10/13/06($36.31)Transfer To Prosper10/17/06($200.00)Transfer To Prosper10/23/06($246.58)Transfer To Prosper10/30/06($148.28)Transfer To Prosper11/6/06($45.00)Transfer To Prosper11/7/06($600.00)Transfer To Prosper11/8/06($49.94)Transfer To Prosper11/17/06($435.49)Transfer To Prosper11/30/06($300.00)Transfer To Prosper12/27/06($300.00)Transfer To Prosper1/25/07($150.00)Transfer To Prosper2/1/07($225.00)Transfer To Prosper2/21/07($25.00)Transfer To Prosper2/23/07($25.00)Transfer To Prosper3/22/07($200.00)Transfer To Prosper3/27/07($200.00)Transfer To Prosper3/27/07($70.00)Transfer To Prosper3/29/07($200.00)Transfer To Prosper4/5/2007($111.09)Transfer To Prosper4/6/2007($200.00)Transfer To Prosper4/11/2007($200.00)Transfer To Prosper4/17/2007($25.00)Transfer To Prosper4/18/2007($75.00)Transfer To Prosper4/19/2007($25.00)Transfer To Prosper4/20/2007($25.00)Transfer To Prosper4/23/2007($25.00)Transfer To Prosper4/24/2007($25.00)Transfer To Prosper4/25/2007($75.00)Transfer To Prosper4/26/2007($25.00)Transfer To Prosper4/27/2007($25.00)Transfer To Prosper5/2/2007($25.00)Transfer To Prosper5/3/2007($25.00)Transfer To Prosper5/4/2007($75.00)Transfer To Prosper5/7/2007($25.00)Transfer To Prosper5/8/2007($25.00)Transfer To Prosper5/9/2007($25.00)Transfer To Prosper5/10/2007($25.00)Transfer To Prosper5/11/2007($75.00)Transfer To Prosper5/18/2007($75.00)Transfer To Prosper5/21/2007($25.00)Transfer To Prosper5/22/2007($500.00)Transfer To Prosper5/25/2007($75.00)Transfer To Prosper6/1/2007($25.00)Transfer To Prosper6/6/2007($25.00)Transfer To Prosper6/12/2007($50.00)Transfer To Prosper6/13/2007($25.00)Transfer To Prosper6/14/2007($25.00)Transfer To Prosper6/15/2007($25.00)Transfer To Prosper6/18/2007($25.00)Transfer To Prosper6/19/2007($25.00)Transfer To Prosper6/20/2007($25.00)Transfer To Prosper6/21/2007($25.00)Transfer To Prosper6/22/2007($25.00)Transfer To Prosper6/25/2007($25.00)Transfer To Prosper6/26/2007($25.00)Transfer To Prosper6/27/2007($25.00)Transfer To Prosper6/28/2007($25.00)Transfer To Prosper6/29/2007($25.00)Transfer To Prosper6/30/2007($500.00)Transfer To Prosper7/2/2007($25.00)Transfer To Prosper7/2/2007($175.00)Transfer To Prosper7/3/2007($25.00)Transfer To Prosper7/4/2007($25.00)Transfer To Prosper7/5/2007($25.00)Transfer To Prosper7/6/2007($25.00)Transfer To Prosper7/9/2007($25.00)Transfer To Prosper9/12/2007($500.00)Transfer To Prosper10/2/2007($500.00)Transfer To Prosper10/9/2007($500.00)Transfer To Prosper10/18/2007($500.00)Transfer To Prosper11/01/2007($243.95)Transfer To Prosper11/02/2007($38.77)Transfer To Prosper11/14/2007($252.27)Transfer To Prosper12/06/2007($38.28)Transfer To Prosper12/13/2007($193.94)Transfer To Prosper12/19/2007($1,121.73)Transfer To Prosper12/24/2007$716Transfer From Prosper to LC12/27/2007$200Transfer From Prosper to LC5/1/08$12,167.53Current Account Value5/1/08($1,822.47)1 Month or More Late

Leave a Reply

Your email address will not be published. Required fields are marked *