My Prosper Internal Rate of Return Update (End of Feb 07) = 12.86% for an Increase of 0.65% | P2P Lending, Peer to Peer Lending, People to People Lending

This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.)

Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/

My Prosper IRR is defined as:

Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late.

Current Account Value (used as interest earned in the last month) = $3,932.00

Current One Month or More Late Loan Values (used as monies added in last month) = $0

I am now using the excel function XIRR.

Current IRR = 12.86%

DateIRRDescription1/31/0712.21%Tracking Update. XIRR Restart.3/1/0712.86%Tracking Update.DateCash FlowReason7/7/06($200.00)Transfer To Prosper9/19/06($200.00)Transfer To Prosper10/10/06($200.00)Transfer To Prosper10/12/06($400.00)Transfer To Prosper10/13/06($36.31)Transfer To Prosper10/17/06($200.00)Transfer To Prosper10/23/06($246.58)Transfer To Prosper10/30/06($148.28)Transfer To Prosper11/6/06($45.00)Transfer To Prosper11/7/06($600.00)Transfer To Prosper11/8/06($49.94)Transfer To Prosper11/17/06($435.49)Transfer To Prosper11/30/06($300.00)Transfer To Prosper12/27/06($300.00)Transfer To Prosper1/25/07($150.00)Transfer To Prosper2/1/07($225.00)Transfer To Prosper2/21/07($25.00)Transfer To Prosper2/23/07($25.00)Transfer To Prosper3/1/07$3,932.00Current Account Value3/1/07$0.001 Month or More LateRelated posts:
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